What Do I Need To Know About Renters Insurance, And What Does It Cover?
You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And it only costs a little to protect a lot. Renter's insurance is less costly than you might think. Your Property - What would it cost to replace the contents in my home? - Do I have an inventory and photographs of my personal possessions? You and Your Guests - What kind of protection do I have against liability. - Will my guest's medical expenses be covered if they are accidentally injured in my home? Your Coverages - What additional coverages are available for my personal property such as: sports equipment, electronic data processing equipment, jewelry or other valuables? - Do I have an inventory and photographs of my personal possessions? - I'm getting married, can I get additional protection to cover wedding presents and other personal property I receive? Your Money - Can I save money if I have my auto insurance with Allstate too? - How can I make my home safer and possibly save money?
Popular Insurance Questions
Popular Insurance Glossary Terms
In property coverage, ratio of the amount of insurance to the value of an insured property. This ratio, multiplied by the amount of the loss, determines the indemnification payment. ...
Same as term Expected Loss: probability of loss upon which a basic premium rate is calculated. ...
Organization of property insurance companies whose goal is to prevent and uncover fraudulent automobile fire and theft claims. ...
Financial analysis method established by the national association of insurance commissioners (naic) to detect problems of property and casualty insurance companies and life and health ...
Third-in-line beneficiary to receive benefits from an insurance policy should the primary and secondary beneficiaries not survive. ...
Date of the initial annuity payment. ...
Same as term Expiration: termination date of coverage as indicated on the insurance policy. ...
Maintenance of Social Security benefits at current dollar or percentage levels. Social Security benefits are indexed to the Consumer Price Index and rise in tandem with the Index. A benefit ...
Legal capability of those involved in mutual assent of making a contract, including an insurance contract. Those who have been deemed to be incompetent to make a valid contract include ...
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