What Do I Need To Know About Renters Insurance, And What Does It Cover?
Definition of "What do I need to know about Renters Insurance, and what does it cover?"
You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And it only costs a little to protect a lot. Renter's insurance is less costly than you might think. Your Property - What would it cost to replace the contents in my home? - Do I have an inventory and photographs of my personal possessions? You and Your Guests - What kind of protection do I have against liability. - Will my guest's medical expenses be covered if they are accidentally injured in my home? Your Coverages - What additional coverages are available for my personal property such as: sports equipment, electronic data processing equipment, jewelry or other valuables? - Do I have an inventory and photographs of my personal possessions? - I'm getting married, can I get additional protection to cover wedding presents and other personal property I receive? Your Money - Can I save money if I have my auto insurance with Allstate too? - How can I make my home safer and possibly save money?
Popular Insurance Questions
Popular Insurance Glossary Terms
Insurance company that sells property and casualty insurance only to industrial insureds. These companies are separately licensed and separately capitalized to market insurance to cover the ...
Coverage for a contractor's liability for injuries or property damage suffered by third parties as the result of the contractor completing an operation. The contractor must take reasonable ...
Trust that cannot be revoked by the creator. ...
Statement regarding an insured's retention of low-severity risks because they are not catastrophic, and can be absorbed without having a dramatic effect on the financial structure of a ...
New rule entitled "Accounting and Reporting for Reinsurance of Short-duration and Long-duration Contracts," which requires the insurance company to report all assets and liabilities ...
Period, set by law, after which a damage claim cannot be made. Limits are set by individual states and usually range from one to seven years. ...
Assets permitted by state law to be included in an insurance company's annual statement. These assets are an important factor when regulators measure insurance company solvency. They ...
Eligible rollover distribution that is paid directly from an employee's employee benefit insurance plan to the employee's individual retirement account (IRA) or to another plan maintained ...
Provision of health maintenance organization (HMO) coverage. A member who is critically injured within the geographical service area of the HMO can use the nearest hospital for emergency ...
Have a question or comment?
We're here to help.