Charges billed for services rendered. They may be on a flat basis or on an hourly rate....

Intentional damage or destruction of another person or business's property. Insurance can be purchased by the owner of the property to protect against this exposure. ...

Membership organization of insurance companies that write workers compensation insurance. The organization collects statistics on the frequency and severity of job-related injuries to establish a rate structure for member companies, files rate plans with insurance commissioners offices for member co...

Injury that does not qualify either for partial or total disability income under a disability income or Workers Compensation policy....