Vi Arnold & Paul Hernandez

HBM2 Inc.

Fair Housing and Equal Opportunity (FHEO)

Buy or sell real estate property.
The purchase or sale of a home or investment property is one of the most complex and significant financial events in peoples' lives.
People typically seek the help of real estate brokers and sales agents when buying or selling real estate because of the complexity and importance of this transaction.

Real estate brokers and sales agents can help you find a home, sell your home, make an offer on a home, help you find buyers, and assist you with paperwork.
Real estate professionals have a thorough knowledge of the real estate market in their communities.
They are familiar with local zoning and tax laws and know where to obtain financing for the purchase of property.

Buy and sell residential houses, commercial buildings, industrial property and farmland, property management, mortgage banking, land development, and real estate appraisal.

CONTACT DETAILS

19178 Blanco Rd. Ste 105, #8105 , San Antonio - TX 78258

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Real Estate Advice

Agent Advice

Understanding The Importance Of Experience In A Realtor

Understanding the importance of experience in a realtor is crucial for anyone looking to buy or sell property. An experienced realtor brings invaluable knowledge of the market, negotiation skills, and a keen eye for detail, all of which can significantly impact the success of a transaction. Realtor expertise includes everything from understanding local market trends to ...

Agent Advice

Mastering The Art Of Online Listings: Selling Tips For Real Estate Agents

In today’s competitive real estate industry, mastering online listings is like wielding a secret weapon for agents. Crafting an attention-grabbing online listing isn’t just about slapping up a few photos and calling it a day. It’s about spinning a tale that makes potential buyers go, “I’ve got to see this place!” Detailed descriptions, ...

Homebuyer Tips

Historical Trends: A Look At The Evolution Of Real Estate Markets

How did the evolution of real estate begin? Which were its most (in)famous ups and downs? What will the future bring? The real estate market in the United States has a long and illustrious history. Over the decades, it has seen incredible changes. From the early colonial days to today's modern market, real estate has become indispensable to American life. Are you in ...

Real Estate Glossary Terms

Endowment

Funds of property bestowed upon a person or an institution. The income is used to serve a specific purpose for which the endowment was intended....

Apparent Authority (perceived Authority)

Specific powers that a prospective insured believes the insurance company has granted to its agent. For example, if the insurance company has furnished the agent a rate book, application forms, stationery with the company logo, and sales literature, the prospective insured has reason to believe that...

Mixed Perils

Several different types of perils covered under one policy. ...

Naic: Model Policy Loan Interest Rate Bill National Association Of Insurance Commissioners

Bill that allows the insurance company to include a clause in its policy that permits the policyholder to make a policy loan at a variable interest rate on new policies. Under this clause, the following must be instituted by the insurance company: interest rate cannot be changed more than four times...